...and avoid disappointment at the closing of your next home...

Mortgage regulations have changed significantly over the last few years, making your options wider than ever.  Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can cost or save you literally thousands of dollars and years of expense.

Get the Right Information - Whether you are about to buy your first home, or are planning to make a move to your next home, it is critical that you be informed about the factors involved.

Everyday people are looking for a mortgage broker, and they are not all created equally.  By taking these few minutes to acquaint yourself with the How To Get Your Mortgage Loan Closed ON TIME, Guaranteed Report, you can greatly increase your chances of getting your loan, hassle free, closed on time and at the same time, save thousands on your mortgage.

Do they set themselves apart from the others by offering innovative marketing plans to close your loan On Time, at the best possible rate and with no hassles

Will they aggressively search for the best mortgage loan for your situation   What programs do they offer borrowers with unique needs, such as first time buyers, high income with little or no savings or low down payments  Its important to rate your lenders reputation for speedy processing, knowledgeable loan service and meeting contract deadlines.

Are they accountable to you

In other words when they promise to get you a mortgage loan, do they offer you a guarantee (in writing) that you will get this amount of money on the date of closing of your transaction

YOUR 100% ON TIME CLOSING GUARANTEE

A new and innovative program that some brokers offer actually guarantees, in writing, that you will receive 100% of the agreed upon amount of your loan on your closing date.

Here's How It Works!

When you agree to a mortgage loan with a broker offering the 100% On Time Guarantee program here's what happens

1. This broker will review the 100% On Time Guarantee program with you and explain the details.  (See a sample of information below, that may be found in such a certificate.)

2. You will disclose the date of the closing and they will then ensure you have your funds for the closing.

3. They will also review what is required on your part to have your loan close on time.

4. No empty promises.  These brokers put their money where their mouths are, they are accountable to you.  The guarantee is in writing.  If your loan does not on time as promised, these brokers will pay you the predefined amount out of their own pockets.

100% On Time Closing Guarantee Certificate

This is to certify that, upon the unsuccessful closing of (your name here)'s loan by (name of broker) on the closing date specified below, (broker's name) will pay you (predefined amount here) in CASH.

Such an agreement could also include the following conditions

• the predefined amount may be set to a percentage of the loan

• a successful sale of the stated property must occur on the date stated in this agreement

• The borrower understands that this is not a personal guarantee of the funds

At the bottom of the certificate there should be a place for you and your agent to date and sign the agreement.

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